In many ways, workers' compensation is the great bargain that ownership and labor arrived at before our time. Companies today are required to carry insurance that pays employees if they are injured on the job in exchange for workers not suing them in court.
It's generally a fair deal. But, it's important to understand whether or not you are eligible under New Jersey law. The first step in determining whether you are, in fact, eligible is assessing whether you are an "employee" in the eyes of the law.