Benefits for injuries on the job come in a multitude of forms. Each of the different forms of Workers' Compensation relates to a kind of injury and the care required for it. The main types of benefits are for medical costs, temporary disability, and permanent disability. Bridgeton Workers' Compensation lawyers note that it is important to understand what sort of Workers' Compensation applies to you and what you are owed.
Workers' Compensation for Medical Cost Only
Workers' Compensation pays up to 100 percent of medical costs after a waiting period of three to seven days. In addition to this, it also gives cash benefits for any job time lost due to the injury. However, many Workers' Compensation cases do not have lost work time greater than the waiting period. In these cases, Workers' Compensation only covers the medical cost. If an injured individual misses work time that goes on longer than the waiting period for compensation, then it is important for that individual to recognize that they are owed for lost time.
Temporary Total and Temporary Partial Disability Benefits
Cash benefits for temporary disability varies depending upon the severity of the injury and the duration of the disability. In the case of Temporary Total Disability (TTD), a worker who has incurred work-related injury or illness receives Workers' Compensation when the disability makes them temporarily unable to return to work. While this is the most common scenario, occasionally, a worker will return to work before fully recovered, usually with restricted duties and lower pay. In these cases, to make up for the loss of pay, Temporary Partial Disability (TPD) is awarded to the worker.
Permanent Disability payments are a form of Workers' Compensation for workers who have received maximum medical improvement, but have not and likely will never fully recover from their work-related injury or illness. Similar to Temporary Disability Compensation above, Permanent Disability rewards can apply to both Permanent Total Disability (PTD) and Permanent Partial Disability (PPD). PTD Workers' Compensation is awarded for workers whose permanent disability prevents them from returning to work, whereas PPD is awarded to workers whose ability to work at peak effectiveness is permanently reduced.
Bridgeton Workers' Compensation Lawyers at Rone & Kowlaski, LLC Fight for Injured Workers in New Jersey
If you feel that you or someone you know has suffered a work-related injury or illness and is entitled to Workers' Compensation, the dedicated Bridgeton Workers' Compensation Lawyers at Rone & Kowlaski, LLC are ready to fight for you. Call our offices in Milmay, New Jersey at 609-476-4044 x 203 or contact us online to schedule a consultation. We serve clients throughout South Jersey, including Bridgeton, Vineland, Millville, Buena Vista, Maurice River Township, Upper Deerfield Township, Greenwich Township, Stow Creek Township, and all of Cumberland County.