Helping Injured Workers' Claim Compensation

At Rone & Kowalski, LLC, we understand the confusion and turmoil a person may experience after a work injury. The first steps can be confusing, and insurance companies are working to pay as little as possible to injured workers. We have over 25 years experience helping injured workers claim the compensation they are entitled to. Moreover, we provide skilled counsel and experienced representation at an affordable rate for injured workers trying to recover and get their life back on track.

What Is Workers' Compensation?

Workers' compensation is a "no-fault" program, geared to provide workers with the benefits they need to heal after being injured at work, including providing benefits for workers suffering from an occupational illness. Workers' compensation also provides death benefits to surviving family members. Benefits an injured worker can obtain include:

  • Medical benefits
  • Temporary total benefits
  • Permanent partial benefits
  • Permanent total benefits

Every worker who is injured while on the job is eligible for workers' compensation. However, if a worker receives these benefits, they cannot pursue civil action against their employer, including damages for pain and suffering, unless the act was intentional. If you are not sure which legal strategy is the best for you, consult a skilled Vineland workers' compensation lawyer as soon as possible to discuss your options.

What Should You Do If You Are Injured?

The first step every worker should take after a workplace accident is to inform their employer as soon as possible. The injured employee should give the notice of injury to a supervisor or similar person of authority, but the notice does not need to be in writing in the state of New Jersey. If medical attention is needed, the request should be given to someone of authority at their place of employment as soon as possible. Under New Jersey law, the employer or their insurer can select the doctor or medical providers to treat the injured worker.

Employer Responsibilities Following A Work Injury

After an injury has been reported to an employer, they must notify their insurance carrier immediately. After being notified, the insurance company files a First Report of Injury with the state. The insurance company then evaluates the claim to determine if it qualifies under workers' compensation law. During this process, the insurance company will contact the injured worker, the employer and the medical provider to make a proper assessment.

Following the assessment, if the claim is accepted, the injured worker will be given a medical provider approved by the insurance carrier, along with temporary disability benefits if the time out of work extends beyond seven days. Within 26 weeks of the worker returning to work, or when they improve as much as medically possible, the insurance carrier must submit the Subsequent Report of Injury. A copy of the form will be sent to the worker for their review.

Vineland Workers' Compensation Lawyers At Rone & Kowalski, LLC, Help Clients Navigate The Workers' Compensation Process In New Jersey

Our team of Vineland workers' compensation lawyers at Rone & Kowalski, LLC, understands the unique hurdles each injured worker must go through following a work injury. Contact us online or call 609-416-1453 to find out how we can help. With offices in Milmay, New Jersey, we proudly serve clients throughout the state, including in Vineland, Bridgeton, Millville, Buena Vista Township, Maurice River Township, Upper Deerfield Township, Greenwich Township, Stow Creek Township and Cumberland County.